Mortgage Rates Today Updated Jun 20, 2013

Lower

Loan Type   Purchase    Refinance
Location  by State    by Zip Code
Loan Amt   $

3.567% APR

15 Yr. Fixed

  

3.125% Rate

  

$1,077 / month (est)

GO

Updated 6/19/2013

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3.137% APR

15 Yr. Fixed

  

2.750% Rate

  

$1,046 / month (est)

GO

Updated 6/19/2013

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3.109% APR

15 Yr. Fixed

  

2.625% Rate

  

$1,044 / month (est)

GO

Updated 6/19/2013

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3.409% APR

15 Yr. Fixed

  

3.000% Rate

  

$1,066 / month (est)

GO

Updated 6/17/2013

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3.241% APR

15 Yr. Fixed

  

3.000% Rate

  

$1,053 / month (est)

GO

Updated 6/19/2013

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3.255% APR

15 Yr. Fixed

  

3.125% Rate

  

$1,054 / month (est)

GO

Updated 6/18/2013

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3.246% APR

15 Yr. Fixed

  

2.875% Rate

  

$1,054 / month (est)

GO

Updated 6/17/2013

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The advertised rates were submitted by each individual lender/broker on the date indicated. Rate/APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the quotes. More Info.. These quotes are from banks, thrifts and brokers who have paid for a link to their website in the listings above and you can find additional information about their loan programs on their websites.



Mortgage Rates Currently Lower on Debt Deal and Lower Bond Yields

Mortgage Rates Currently

Mortgage rates currently are lower on the debt deal that was reached and signed into law yesterday breaking the trend of higher mortgage rates. Another factor that will send current mortgage rates lower is a slowing economy which is sending 10 year bond yields reeling. 10 year bond yields hit a low of 2.62% yesterday, just this past February 10 year bond yields were much higher at 3.72%.

30 year mortgage rates are averaging 4.45%, down from an average 30 year conforming mortgage rate of 4.53 percent yesterday. Since bond yields continue to decline we can expect 30 year mortgage rates to break below the all-time low of 4.17% reached late last year.

15 year conforming mortgage rates current are also lower averaging 3.63%, down from an average 15 year mortgage rate of 3.70%. 15 year mortgage rates will break 3.50% in the coming weeks and probably make an all time low sometime this year.

Jumbo mortgage rates on 30 year home mortgage loans are averaging 4.79%, down from an average jumbo mortgage rate of 4.95%. Jumbo mortgage rates hit a new low for 2011 and will continue to decline just like conforming mortgage rates.

Today’s mortgage rates on 5 year conforming adjustable mortgage loans are averaging 3.02%, down from an average 5 year adjustable rate of 3.10%. 5 year adjustable jumbo mortgage rates are averaging 3.31%, down from yesterday’s average 5 year jumbo mortgage rate of 3.43%.