Mortgage Rates Today Updated Jun 20, 2013

Refinance Activity Surges

Loan Type   Purchase    Refinance
Location  by State    by Zip Code
Loan Amt   $

3.567% APR

15 Yr. Fixed

  

3.125% Rate

  

$1,077 / month (est)

GO

Updated 6/19/2013

  • Competitive rates and no hidden fees
  • One dedicated mortgage banker from first call to closing
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3.137% APR

15 Yr. Fixed

  

2.750% Rate

  

$1,046 / month (est)

GO

Updated 6/19/2013

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3.077% APR

15 Yr. Fixed

  

2.750% Rate

  

$1,041 / month (est)

GO

Updated 6/19/2013

  • Direct Lender closing Loans with Industry Leading Rates And Low Fees
  • Over 20 Year History of Great Customer Service
  • A part of CertusBank, N.A.

3.109% APR

15 Yr. Fixed

  

2.625% Rate

  

$1,044 / month (est)

GO

Updated 6/19/2013

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  • Close in as little as 10 days
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3.409% APR

15 Yr. Fixed

  

3.000% Rate

  

$1,066 / month (est)

GO

Updated 6/17/2013

  • Our loan officers are located in Washington state
  • Fast, professional service! We can come to you
  • One point of contact throughout the process
The advertised rates were submitted by each individual lender/broker on the date indicated. Rate/APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the quotes. More Info.. These quotes are from banks, thrifts and brokers who have paid for a link to their website in the listings above and you can find additional information about their loan programs on their websites.



Refinance Activity Surges as Current Mortgage Rates Decline

The number of home owners refinancing surged in the most recent mortgage survey thanks to mortgage rates current being near record lows. Mortgage applications increased 21.7 percent for the week ending August 5, 2011, according to data from the Mortgage Bankers Association’s Weekly Mortgage Applications Survey.

Current mortgage rates on 30 year home loans declined to 4.37%, down from the previous week’s average 30 year mortgage rate of 4.45%.  Current mortgage discount points on 30 year mortgage loans increased to 1.07 points, up from the previous week’s average of 0.78 mortgage points.

Mortgage rates currently on 15 year mortgage loans was unchanged for the week ending August 5, 2011. Current mortgage rates on 15 year mortgage rates are averaging 3.52%. Today’s mortgage discount points on 15 year mortgage loans decreased to 0.96 points, down from the prior week’s average of 1.02 points.

Bond yields have declined significantly over the past several weeks which will force today’s mortgage rates lower. A year ago around this time 30 year mortgage rates were higher around 5.00%, now mortgage rates today are near lows for 2011 and near record lows.